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WE ARE YOUR SBA 504 SPECIALISTS

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Professional business loan and financial services

[/et_pb_text][et_pb_text module_id=”header” _builder_version=”4.16″ _module_preset=”default” text_text_color=”#ffffff” text_font_size=”20px” text_letter_spacing=”1px” header_4_font=”|700|||||||” header_4_text_color=”#ffffff” header_4_letter_spacing=”0.4em” custom_margin=”||60px||false|false” text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]Serving all of Iowa.[/et_pb_text][et_pb_button button_url=”/services/sba-504-loans/” button_text=”Services” button_alignment_tablet=”center” button_alignment_phone=”” button_alignment_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” custom_padding=”15px|30px|15px|30px|true|true” global_colors_info=”{}”][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” width=”82%” width_tablet=”100%” width_phone=”” width_last_edited=”on|tablet” module_alignment=”right” custom_margin=”-100px||||false|false” custom_margin_tablet=”0px||||false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”0px|0px|0px|0px|true|true” box_shadow_style=”preset3″ box_shadow_color=”rgba(0,0,0,0.2)” box_shadow_vertical_tablet=”0px” box_shadow_vertical_phone=”” box_shadow_vertical_last_edited=”on|tablet” box_shadow_color_tablet=”rgba(0,0,0,0)” box_shadow_color_phone=”” box_shadow_color_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_row column_structure=”1_4,3_4″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” width=”100%” max_width=”2000px” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” background_color=”#2e415b” custom_padding=”40px||40px||true|false” global_colors_info=”{}”][et_pb_image src=”https://pivotaliowa.com/wp-content/uploads/2020/12/graph-icon.png” title_text=”graph-icon” align_tablet=”center” align_phone=”” align_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” custom_margin=”49%||||false|false” custom_margin_tablet=”0%||||false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”|50px|40px|50px|false|true” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_text_color=”#ffffff” header_3_text_color=”#ffffff” header_6_text_color=”#ffffff” custom_padding=”|50px|40px|50px|false|true” text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]

Current SBA 504 rates

10 Year: 5.31%

20 Year: 5.78%

25 Year: 5.70%

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Current Note rates

10 Year: 4.26%

20 Year: 4.79%

25 Year: 4.81%

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Hassle-free business loans

Does your business need help expanding or escaping debt? Trust the experienced financial team that’s been in the business since 1985 to help determine the right loan and resources for your business. Let us put you at ease when you contact us.

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Our Core Values

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SIMPLICITY

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EXPERTISE

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INTEGRITY

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EFFICIENCY

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RELATIONSHIPS

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SBA 504 Loan processing

Whether you have an existing or a new business, Pivotal Business Partners will help you find the right loan for your business.

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Borrower resources

Are you applying for a loan? Save time and effort by viewing and completing the downloadable borrower forms you need.[/et_pb_text][et_pb_button button_url=”/forms/borrowers/” button_text=”Complete your borrower forms” button_alignment_tablet=”center” button_alignment_phone=”” button_alignment_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” custom_margin=”20px|75px|5vw|75px|false|true” custom_padding=”15px|30px|15px|30px|true|true” global_colors_info=”{}”][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” width=”100%” max_width=”2560px” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” background_enable_image=”off” parallax=”on” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” custom_padding=”5vw|75px||75px|false|true” text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]

Lender documents

Would you like to become a financial partner? Download and complete the necessary lender paperwork here.[/et_pb_text][et_pb_button button_url=”/forms/lenders/” button_text=”Fill out the lender documents” button_alignment_tablet=”center” button_alignment_phone=”” button_alignment_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” custom_margin=”20px|75px|20px|75px|true|true” custom_padding=”15px|30px|15px|30px|true|true” global_colors_info=”{}”][/et_pb_button][et_pb_text _builder_version=”4.16″ _module_preset=”default” custom_padding=”5vw|75px||75px|false|true” text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]

Contact our firm

Take advantage of personalized services during the entire life of your loan. Contact our office today.

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HASSLE-FREE

Beneficial SBA 504 Loans

Cover your business’s existing debt with a Small Business Administration 504 Loan from Pivotal Business Partners. Work with the professional team that has the capability to refinance your real estate and eligible business expenses. Enjoy a down payment that’s lower than typical financing options. Contact us today for more details and to acquire the capital your business needs!

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Rent
Wages
Utilities
Inventory
Buy fixed assets
Build or construct buildings
Fixtures and equipment

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Buy equipment
Financing costs
Professional fees
Purchase real estate
Build commercial space
Renovate commercial real estate

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The bank lends 50 percent
We lend 30-40 percent
The borrower injects 10 percent
The borrower or the bank contacts us directly

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Hotels
Law firms
Restaurants
Manufacturers
Family entertainment venues
Any type of small business

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The Process. We make it easy!

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” border_color_right=”#a8ad00″ global_colors_info=”{}”][et_pb_text disabled_on=”off|off|on” _builder_version=”4.16″ _module_preset=”default” custom_padding=”||20px||false|false” border_color_left=”#a8ad00″ global_colors_info=”{}”]STEP ONE[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_3_text_color=”#ffffff” header_4_font=”||||||||” header_4_text_color=”#ffffff” header_4_line_height=”1.3em” background_color=”#2e415b” custom_padding=”30px|30px|30px|30px|true|true” animation_style=”fold” border_width_right=”40px” border_color_right=”#ffffff” border_width_right_tablet=”0px” border_width_right_phone=”” border_width_right_last_edited=”on|tablet” global_colors_info=”{}”]

Get Pre-Qualified

In less than 10 minutes we can tell you if you pre-qualify for an SBA 504 Loan. We’ll ask a few simple questions, determine what loan(s) work best for you, then guide you through the rest of the process.

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STEP TWO

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Submit Financial Documents

We take the guesswork out of the loan approval process. We have all of the forms you need and provide one-on-one assistance to ensure complete and compliant submissions. Trust your loan to the team of experts at Pivotal Business Partners!

STEP THREE

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Loan Approval

We arrange financing quickly and the necessary paperwork is similar to that which a traditional lender requires. Then we process, close and service the loan so you can spend your time focusing on your business.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” border_width_left=”5px” border_color_left=”#a8ad00″ border_width_left_tablet=”0px” border_width_left_phone=”” border_width_left_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_text disabled_on=”on|on|off” _builder_version=”4.16″ _module_preset=”default” custom_margin=”30px||||false|false” custom_padding=”|||40px|false|false” border_color_left=”#a8ad00″ global_colors_info=”{}”]STEP THREE[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” border_color_right=”#a8ad00″ global_colors_info=”{}”][et_pb_text disabled_on=”on|on|off” _builder_version=”4.16″ _module_preset=”default” text_orientation=”right” custom_margin=”30px||||false|false” custom_padding=”|40px|||false|false” border_color_left=”#a8ad00″ global_colors_info=”{}”]STEP FOUR[/et_pb_text][et_pb_text disabled_on=”off|off|on” _builder_version=”4.16″ _module_preset=”default” custom_padding=”20px||20px||true|false” border_color_left=”#a8ad00″ global_colors_info=”{}”]

STEP FOUR

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Grow & Scale Your Business

Use your loan to cover costs of buying equipment, financing costs, professional fees, purchase real estate, build commercial space, and renovate commercial real estate.

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IN THE NEWS:

2024 NOVEMBER – DECEMBER Newsletter

2025 January Newsletter

2025 March Newsletter

2025 April Newsletter

HOW CAN WE HELP?

Hassle-free business loans.
Get in touch with us today.

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PROVIDING SEEMLESS EXPERIENCES

FOR BUSINESS OWNERS ACCROSS IOWA

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SBA 504 LOANS

Improve your business and give yourself the opportunity to build, buy, and renovate your commercial space. If necessary, your 504 loan can even cover your equipment costs and existing debt.[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]

FORMS FOR BORROWERS

Whether your applying for an 504 loan or something else, you can utilize our forms to save your time and money. Get in touch with us today regarding your business financial needs.[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]

FORMS FOR LENDERS

As a lender, you will have the first mortgage on the property and we will have the second. In addition, your mortgage position will be at 50% loan-to-value.[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://pivotaliowa.com/wp-content/uploads/2020/12/home-pic6.jpg” alt=”PROVIDING SEEMLESS EXPERIENCES” title_text=”home-pic6″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]